Protect Your Tax Identity: Understanding the IRS IP PIN

Jared Weyler

Mar 12, 2025

As identity theft continues to be a growing concern, particularly when it comes to filing taxes, the Internal Revenue Service (IRS) offers a tool to help secure your tax information: the Identity Protection Personal Identification Number (IP PIN).

An IP PIN is a six-digit code that provides an added layer of security for your tax return. It helps the IRS verify your identity and prevents someone else from filing a fraudulent tax return using your Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN).

Whether you’re looking to protect yourself from potential tax fraud or simply want to understand how this program works, here’s what you need to know about the IP PIN program.

 

What is the IP PIN and How Does it Work?

The IP PIN is a unique code issued annually by the IRS. When filing your tax return, the PIN must be included to verify your identity. If someone else attempts to use your information to file a return without the correct PIN, the IRS will reject that return.

This program was initially created for individuals who had already been victims of identity theft but is now available to all taxpayers who want to take an additional step to protect their tax identity.

 

How to Obtain an IP PIN

The IRS provides several ways to apply for an IP PIN:

  • Online: The fastest method is through the IRS’s “Get an IP PIN” tool on IRS.gov. To use this tool, you’ll need to set up a Secure Access Account, which requires verifying your identity through personal, financial, and tax-related information.
  • By Mail: Certain taxpayers can apply by submitting Form 15227 if they meet specific eligibility requirements.
  • In-Person: You can also visit a local Taxpayer Assistance Center to request an IP PIN in-person.

Once issued, the IP PIN is valid for one calendar year and changes annually. Each year, the IRS will mail you a new PIN. It’s important to keep this document safe, as losing or misplacing it can lead to delays or complications when filing your taxes.

 

Benefits and Considerations

Benefits of an IP PIN:

  • Adds an extra layer of protection against fraudulent tax filings.
  • Ensures your tax return and refund remain secure.

Considerations:

  • Signing up for an IP PIN is optional, so it’s up to you to decide if it’s the right step for your tax situation.
  • You’ll need to retrieve your new PIN each tax year, which requires keeping track of the annual mailing or accessing it online.
  • If you lose the mailed PIN, resolving the issue can take time and could delay your tax filing.

 

Is it Right for You?

While the IP PIN program is not mandatory, it can offer peace of mind for taxpayers who are concerned about identity theft. It’s a proactive measure to protect your tax return from unauthorized filings, but it also requires annual upkeep and careful record-keeping.

Whether or not you choose to sign up, understanding how this program works allows you to make an informed decision about your tax security needs.

For more information about the IP PIN program, visit the IRS IP PIN website.

 

Contact us to learn more

 

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With years of experience in advanced financial analysis, he provides strategic tax solutions and insights to clients across…

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